The most common mistakes people make with impounded car

Every year, thousands of people make common car insurance mistakes that can have huge consequences. Whether totally accidental or purposely deceitful, these common mistakes will mean that you pay more for your insurance.

What does impounding mean?

Impounding is when a vehicle has been taken away for a particular amount of time. Your keys to the vehicle are impound and the vehicle is take to the police pound where it will be safely secure. This may be done by the police or other authorities like DVLA.

Impounded vehicle may be carried out by the police if they suspect you have committed an offense or ordered by a court when you are censured. If you are convicted of the offense that resulted in the impounding of your vehicle, you must have to pay all the impounding costs. It includes tow and storage fees. Generally, the police will not release your car unless you pay these fines.

In some cases, you may be breaking the rules which can lead to driving offenses, fines, and court appearances.

Here are some most common mistakes that people make with the impounded car which end up paying unnecessary high insurance premiums.

1. Not having an insurance

One of the biggest car insurance mistakes is not having any kind of insurance. Incredibly about 9% of drivers in the UK do not realize that car insurance is mandatory for driving in the UK. It is an offense to drive without a valid insurance policy and the police will not accept the excuse that you don’t know about the law of driving without insurance if they stop you. Make sure you are insure and you renew your policy when the previous one expires.

Another major mistake drivers make is not taking a suitable insurance policy, or driving a vehicle without being properly insure. It is important to make sure that your policy covers everything you require. Some insurance policies allow drivers to use another car with the registered owner’s permission but it is not a standard feature across all insurance providers. So, it is essential to double-check before driving another car. If you want to use another person’s vehicle, youtube needs to find the car insurance policy that will provide this cover.

2. Missing a valid MOT

Most drivers dread the annual test that their car has to undergo. However, missing your valid MOT is simply not an option. Not only is it an offense to drive without a valid MOT certificate, but not having a valid certificate can also invalidate your insurance, and driving without valid insurance can result in your car being endorse with penalty points, fines, and a driving ban.

3. Not providing your details

Your premium is calculate base on several major factors. The obvious is how much time you are driving and how much distance you have covered. But some minor details can also have an effect like your occupation and address can also have an impact on the price of your policy.

4. Driving a car that is not taxed

Along with a valid MOT certificate, car tax is also need for your insurance to be valid. Without car tax, you will be fined, your car will be impounded and you may have to appear in court. If you do not pay the fines.

In addition, driving without tax will also invalidate your insurance meaning you will not be cover if an accident happens. By doing this, you will be breaking the law 2 times. One is driving without tax and the second is by driving without valid insurance. You will receive a remained when your tax is almost due. So you don’t have any excuse for driving without paying tax.

5. Lying about where the car is parked

If you park your car is park on a public road, it will be impound by the police and taken to the pound. It will also be impounded if you parked it on private land. The only possibility is when your car will not be impounded. If you parked it on private land and it has SORN (Statutory Off Road Notification).

6. Just looking for cheap options

If you are looking for impounded car insurance quotes, there is a really good chance that you are shopping for a good deal. In most cases, it can be alluring to dive in and take the cheapest option available.

But in some cases, it can be a mistake because that specific policy may not provide suitable options. When it comes to impounded car insurance. It is a big decision to get it right.

7. Not revealing your driving history

If you have received any penalty points previously, had driving convictions, bans, or have been found guilty of any offense. You should know that this can increase the price of your insurance premium. Whilst it can be alluring to skip the details of your driving history when taking out a policy. This can be detrimental. Once the insurance company completes its checks. Your driving history will be revealed. Your insurance may be invalidated or the premium increased massively.

Making these car insurance mistakes can cause major problems. Ranging from invalid insurance and fines to a driving ban or even an appearance in court. Even those which look minor can have major consequences if you pull over. Whenever you are taking out an impounded car insurance policy. Take care to provide the valid and right information and make sure you read the policy terms and conditions. So you can be confident you have satisfied all of the requirements.