214 Changing lifestyle needs, rise in diseases and medical expenses emphasize the need for a good health insurance policy. The current Covid-19 outbreak has demonstrated the importance of having enough financial protection in case of medical catastrophes. Various health insurance plans have been released by insurance firms to meet your demands for health insurance in order to meet the growing demand for health insurance plans. You need to select the Best Health Insurance in India which provides comprehensive coverage benefits. For example, you should compare the premiums offered by the Best Health Insurance in India plans. Likewise, compare facilities like cashless treatments on health insurance plans offered by different insurance to get the maximum benefit. There must be some study done before choosing the best health insurance in India. Before choosing a health insurance strategy, you should be informed of the eligibility requirements and the paperwork needed. The eligibility requirements of a policyholder are a crucial consideration when purchasing a health insurance plan. You have to evaluate the factors which determine your eligibility for the Best Health Insurance in India. Likewise, having all necessary health insurance document checklists ready will help you select the best health plan in a hassle-free manner. Continue reading this article to know more about the basic eligibility criteria and documents required for purchasing a health insurance policy in India. Table of Contents Eligibility Criteria for Best Health Insurance in India1. Entry Age2. Previous Medical ConditionsDocuments required for purchasing the Best Health Insurance in India1. Age Proof2. Identity Proof3. Address Proof4. Other DocumentsConclusion Eligibility Criteria for Best Health Insurance in India IRDA Guidelines speak about the eligibility criteria for standard individual/family floater health insurance plans. So, check eligibility criteria while selecting the Best Health Insurance in India. Most insurance providers focus on two key eligibility parameters as stated below. 1. Entry Age a. Principal Insured i. The minimum entry age is 18 years ii. Maximum entry age is 65 years iii. Depending on the plan and the insurance provider, the entry age could be extended up to 70 years b. Dependent Child/Children i. Dependent children/children shall be covered from 3 months – 25 years subject to the definition of family as per IRDA Guidelines. 2. Previous Medical Conditions a.      If you are above 45 years of age at the time of taking out a health insurance plan, then then you may need to undergo various medical tests b. If you are not asked for any medical test, then you have to submit a declaration form in the specified format for disclosing your pre-existing medical condition c. The above processes determine your eligibility for a health insurance cover Documents required for purchasing the Best Health Insurance in India You should be aware of the many paperwork necessary for acquiring such a plan while choosing the Best Health Insurance in India. For the purpose of confirming your age, identity, address, and financial information, you must submit these documents. Therefore, you should be careful when submitting the paperwork as any fake or insufficient document submission could result in your inability to receive the benefits of your health insurance plan. The list of documents needed to purchase a health insurance plan is provided below. 1. Age Proof Policy holder’s proof of age is a key document required for health insurance. You can submit any of the following documents as age proof: a. PAN Card b. Aadhaar Card c. Passport d. Driving License e. Birth Certificate f. Voter ID 2. Identity Proof Identify proof is to be submitted to the insurance provider for maintaining policy holder’s records and getting proper coverage. The accepted identity proof documents for health insurance are: The insurer uses identity proof of the policyholder to maintain records. When you require the a. Aadhaar Card b. PAN Card c. Driving License d. Passport e. Voter ID 3. Address Proof Address proof is another major document required for health insurance as it helps in maintaining communication. The below documents are considered valid address proofs. a. Aadhaar card b. PAN Card c. Ration Card d. Passport e. Utility Bills f. Rent agreement, where applicable 4. Other Documents a. Passport size photographs if required by the insurance provider b. Medical Reports as required by the insurance provider c. Duly filled and signed proposal form d.     Any other documents for health insurance as specified by the insurance provider Conclusion You can lessen your financial stress due to medical and hospital bills by having health insurance. Unless you take action, you might have to spend everything you have on medical expenses. You should be informed of the eligibility requirements and documentation needed to purchase the plan before choosing a decent health plan. Check out Turtlemint website if you want to learn more or find the best health insurance in India. Know The Eligibility Criteria & Documents Required For Purchasing Health Insurance Policy In India 0 comment 0 FacebookTwitterPinterestEmail Andrew Jonathan Andrew Jonathan is the marketing consultant for C.U.in UK. His extensive business and marketing expertise has positioned him as a user experience specialist and product strategist eager to take on new challenges that provide value to the firm. 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